Table 7. Results of the regression model for hypotheses test (n = 146)

Hypothesis	Relationship	β	SE	t-value	p-value	Result
H1	PEOU → PU	0.545**	0.061	7.806	0.000	Supported
H2	PEOU → ATT	0.389**	0.067	5.535	0.000	Supported
H3	PU → ATT	0.418**	0.077	5.944	0.000	Supported
H4	PU → ATT → INT	0.443**	0.074	5.895	0.000	Supported
H5	PEOU → ATT → INT	0.364**	0.059	5.278	0.000	Supported
H6	ATT → INT	0.615**	0.068	8.147	0.000	Supported
	GND → INT	0.148	0.151	1.678	0.096
H7	AGE → INT	0.016	0.054	1.149	0.882	Rejected
	EDU → INT	–0.135	0.079	–1.481	0.141
	EXP → INT	0.017	0.006	0.166	0.869

p < 0.05.
β, standardized coefficient; GND, gender; AGE, age; EDU, level of education; EXP, trading experience; PEOU, perceived ease of use; PU, perceived usefulness; ATT, attitude; INT, behavioral intention.